These Terms of Service aim to define the conditions and procedures for using the services provided by Dividend whale (https://en.wealthtrendguide.com, hereinafter “the Site”), as well as the rights, obligations, and responsibilities of users and the Site operator.

This Site is a blog operated for the purpose of sharing personal investment information.

Chapter 1: General Provisions

Article 1: Purpose These Terms of Service aim to define the rights, obligations, and responsibilities of the Site and its users regarding the use of content and services provided by Dividend whale

Article 2: Effectiveness and Amendment of Terms

  • These Terms become effective upon posting on the Site.
  • The Site operator may amend the Terms as necessary within the scope that does not violate relevant laws.
  • Amended Terms become effective from the time they are announced on the Site.
  • If users do not agree to the amended Terms, they may discontinue use of the Site.

Article 3: Rules Beyond the Terms Matters not specified in these Terms shall be governed by relevant laws of the Republic of Korea and general Internet customs.

Chapter 2: Service Use

Article 1: Service Content Dividend Whale provides the following information:

  • Dividend investment strategies
  • Dividend ETF analysis
  • Long-term investment information
  • Investment tools and calculators
  • Other investment-related content

Article 2: Service Use

  • The Site operates on the principle of providing services 24 hours a day, year-round, except under special circumstances.
  • Services may be temporarily suspended due to system maintenance, server failures, or other operational needs.
  • The Site operator may modify service content to improve service quality.

Article 3: Service Use Restrictions Site users must not engage in the following acts:

  • Misappropriating others’ information
  • Interfering with Site operations
  • Posting false information
  • Damaging others’ reputation
  • Acts that violate laws or public order

If any of the above acts are confirmed, the Site operator may impose usage restrictions without prior notice.

Chapter 3: Content and Information Provision

Article 1: Purpose of Information Provision All content provided on this Site is created for general informational purposes.

Information on this Site does not constitute investment advice or financial advice.

Article 2: Investment Disclaimer

  • Content on this Site does not constitute investment solicitation.
  • All investments carry the risk of principal loss.
  • Investment decisions must be made entirely at the user’s own responsibility.
  • The Site operator assumes no liability for investment losses incurred as a result of information provided on the Site.

Chapter 4: Limitation of Liability

Article 1: Accuracy of Information The Site strives for accuracy in the information provided but does not guarantee the following:

  • Completeness of information
  • Accuracy of information
  • Investment results

Article 2: Liability for Damages The operator is not liable for the following damages incurred during Site use:

  • Investment losses
  • Data loss
  • System errors
  • Problems arising from use of external sites

Chapter 5: Affiliate Links and Advertising

This Site may include affiliate marketing (Affiliate Links) and advertising to support Site operations.

  • The Site may receive a commission when users purchase products or services through affiliate links.
  • Such commissions do not incur additional costs to users.
  • The Site does not guarantee the quality of affiliate products or services.
  • Liability related to the use of products and services rests with the respective providers.

Chapter 6: External Links

This Site may include links to external websites.

The Site operator is not responsible for the content of external sites or their privacy practices.

Chapter 7: Dispute Resolution

  • Disputes related to Site use shall be resolved through consultation between the parties.
  • If no agreement is reached, the laws of the Republic of Korea shall apply.
  • In the event of a dispute, the competent court shall be a court of the Republic of Korea.

Chapter 8: Effective Date

These Terms of Service shall take effect from April 14, 2026.